:root{--navy:#0a1f44;--navy2:#13306b;--blue:#2f6fed;--sky:#e8f0fe;--ink:#1b2438;--muted:#4f5b73;--line:#d9e1f0;--r:10px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.65 "Segoe UI",system-ui,-apple-system,Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:#fff}
h1,h2,h3{font-family:Georgia,"Iowan Old Style","Palatino Linotype",serif;line-height:1.2;color:var(--navy);margin:0 0 .6em}
h1{font-size:clamp(2rem,5vw,3.3rem)}h2{font-size:clamp(1.5rem,3vw,2rem)}h3{font-size:1.2rem}
a{color:#1f58cc}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible{outline:3px solid var(--blue);outline-offset:2px}
.wrap{width:min(1100px,100% - 2.5rem);margin-inline:auto}
.skip{position:absolute;left:-999px;background:#fff;padding:.5rem 1rem;z-index:99}.skip:focus{left:1rem;top:1rem}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.site-header{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:50}
.bar{display:flex;align-items:center;justify-content:space-between;min-height:68px}
.brand{display:flex;align-items:center;gap:.7rem;text-decoration:none;color:var(--navy);font-weight:700}
.mark{display:grid;place-items:center;width:38px;height:38px;border-radius:9px;background:var(--navy);color:#fff;font-size:.95rem}
.nav a{margin-left:1.6rem;text-decoration:none;color:var(--ink);padding:.3rem 0;border-bottom:2px solid transparent;transition:border-color .2s,color .2s}
.nav a:hover,.nav a[aria-current]{color:var(--navy);border-color:var(--blue)}
.nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;width:44px;height:44px;cursor:pointer}
.bars,.bars:before,.bars:after{display:block;width:20px;height:2px;background:var(--navy);margin:auto;position:relative;content:""}
.bars:before{top:-6px}.bars:after{top:4px}
.btn{display:inline-block;background:#1f58cc;color:#fff;border:0;border-radius:8px;padding:.8rem 1.5rem;font:600 1rem/1.2 inherit;text-decoration:none;cursor:pointer;transition:background .2s,transform .2s}
.btn:hover{background:#1747a8;transform:translateY(-1px)}.btn.light{background:#fff;color:var(--navy)}.btn.light:hover{background:var(--sky)}
.hero{background:linear-gradient(160deg,var(--navy),var(--navy2));color:#fff;padding:clamp(3rem,8vw,6rem) 0}
.hero h1{color:#fff;max-width:14ch}.lead{font-size:1.15rem;max-width:56ch}.hero .lead{color:#d6e2ff}
.hero-grid{display:grid;gap:2.5rem;align-items:center}
.phone{justify-self:center;width:210px;height:400px;border:8px solid #dfe8ff;border-radius:34px;background:#0d2859;padding:14px;box-shadow:0 20px 50px rgba(0,0,0,.3)}
.screen{position:relative;height:100%;border-radius:20px;background:#f4f7ff;overflow:hidden}
.screen i{position:absolute;display:block;border-radius:10px}
.b1{left:14px;right:14px;top:18px;height:46px;background:var(--navy)}.b2{left:14px;width:42%;top:80px;height:92px;background:#b9d0ff}
.b3{right:14px;width:42%;top:80px;height:92px;background:var(--blue)}.b4{left:14px;right:14px;top:188px;height:60px;background:#dbe6ff}
.dot{left:50%;bottom:16px;width:44px;height:6px;margin-left:-22px;background:#9fb3d9}
.sec{padding:clamp(3rem,7vw,5rem) 0}.sec.alt{background:var(--sky)}
.grid4{display:grid;gap:1.25rem;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.5rem}.card p{margin:0;color:var(--muted)}
.split{display:grid;gap:2.5rem}.ticks{list-style:none;padding:0;margin:0}
.ticks li{padding-left:1.8rem;margin-bottom:.8rem;position:relative}
.ticks li:before{content:"";position:absolute;left:0;top:.45em;width:.9rem;height:.5rem;border-left:3px solid var(--blue);border-bottom:3px solid var(--blue);transform:rotate(-45deg)}
.cta{background:var(--navy);color:#fff;text-align:center}.cta h2{color:#fff}.cta p{color:#d6e2ff}
.page-head{background:var(--navy);color:#fff;padding:3rem 0}.page-head h1{color:#fff;margin-bottom:.3em}.page-head .lead{color:#d6e2ff;margin:0}
.prose{max-width:760px}.prose h2{margin-top:1.6em}.doc-sec h2{font-size:1.4rem;margin-top:1.4em}
.notice{background:var(--sky);border-left:4px solid var(--blue);padding:1rem 1.2rem;border-radius:6px}
.ph{background:#fff3c4;color:#5a4300;padding:0 .3em;border-radius:4px;font-weight:600}
.form label{display:block;font-weight:600;margin:1rem 0 .3rem;color:var(--navy)}
.form input,.form textarea{width:100%;padding:.75rem .9rem;border:1px solid #8fa0c2;border-radius:8px;font:inherit;color:var(--ink)}
.form .btn{margin-top:1.3rem}.hp{position:absolute;left:-9999px;height:0;overflow:hidden}
.field-err{display:block;color:#a31526;font-size:.9rem;margin-top:.25rem}
.msg{padding:1rem 1.2rem;border-radius:8px;margin-bottom:1.2rem}.msg ul{margin:.4rem 0 0 1.2rem;padding:0}
.msg.ok{background:#e6f6ec;border:1px solid #2e8b57;color:#14532d}.msg.err{background:#fdecee;border:1px solid #c0392b;color:#7a1220}
.side h2{font-size:1.3rem}.muted{color:var(--muted)!important;font-size:.95rem}
.site-footer{background:#07173a;color:#c9d6f2;padding-top:2.5rem}
.site-footer strong{color:#fff}.site-footer a{color:#c9d6f2;text-decoration:none;display:block;margin-bottom:.4rem}.site-footer a:hover{color:#fff;text-decoration:underline}
.foot{display:grid;gap:1.5rem}.copy{border-top:1px solid #1c2f5c;margin-top:2rem;padding:1.2rem 0 2rem;font-size:.85rem}
@media(min-width:760px){.hero-grid{grid-template-columns:1.4fr 1fr}.split{grid-template-columns:1.3fr 1fr}.foot{grid-template-columns:1fr 1fr}}
@media(max-width:759px){.nav-toggle{display:block}.nav{display:none;position:absolute;left:0;right:0;top:68px;background:#fff;border-bottom:1px solid var(--line);padding:.5rem 1.25rem 1rem}
.nav.open{display:block}.nav a{display:block;margin:0;padding:.7rem 0}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}